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Notify me when new comments are added. I tried at least five different branches of different bank brands before I had success.

It feels so good to beat the banks! Kasikorn Bank K-Bank Requirements: Individuals who have base in foreign countries: Passport Work permit or education-based visa seems these are not required at every branch, though Reader Experiences: A copy of passport A copy of work permit seems this is not always required, depends on the branch 50, Baht deposit Phone number Reader Experiences: Passport and Work Permit Or a minimum 1-year apartment contract 4.

As of , it seems a work permit is required to open an account. Non-Resident accounts are for: Branches or representative offices of Thai corporations established in countries outside Thailand.

Tourists and other overseas visitors. Foreigners temporarily working in Thailand. International organizations or institutions located in Thailand, but established by the government of the country to which such organizations belong.

The implication is that any non-resident can open an account. Passport and one other official identification document: You will also need to provide evidence of your address in Thailand as well as your regular address in your home country.

Bangkok Bank is now asking for a certified letter from your Embassy. This letter must state that you have presented your passport to the Embassy, and that it is indeed your passport.

Depending on the Embassy cost will be between Baht If you have a work permit, are a permanent resident, or hold a long-stay visa, you can apply for a wider range of services such as a cheque account, internet banking and online international funds transfer services.

Bank of Ayudhya Krungsri Requirements: At least one or more of the following: The applicant must be aged 15 or over.

Other terms and conditions are as specified by the Bank. Passport, alien certificate, work permit issued or endorsed by any credible organization or visa which is valid for at least 3 months.

All I needed was passport, address in Thailand you can give pretty much any address and confirmation letter of internship work agreement should be fine too but no work permit needed!!!

I spend approx 1hour, great customer service. Bangkok bank pattaya wants you to buy insurance dlrs worth depending on age before openening bank acc.

Krungsri bank of Ayudhya branch in Phuket, Central Festival: I have an account with Bangkok Bank which I opened in and have lots of baht in that checking account with no past problems.

I want to open a joint bank account with my soon-to-be wife at Bangkok Bank. What documents will we need to accomplish this?

I assume the same for opening a current checking account. My wife and I yesterday They first sent us to immigration to fill out a form requesting a bank account.

Two passport pictures and Baht later we went back to the bank with the forms. Paid Baht for debit card end made Baht deposit in each account.

Nothing required from your embassy? I will be opening an account at a Thai bank shortly.. Which Thai banks have direct deposit?

I would like to have CPP income deposited directly. All of them, I would imagine. You mean the electronic transfer of money from one bank account to another?

I do this with Bangkok Bank. I transfer electronically myself at the moment from foreign acct to a Thai acct.. I will look into further.

My fiancee who is a British national opened an account at UOB Thailand but he was not allowed to withdraw due to lack of documents from the Ministry of Corporate Affairs in Thailand.

We are very sad because we already run out of cash and the amount of the lacking document from the Corporate Affairs would cost him USD.

How are we going to pay it if we are not allowed to withdraw from UOB? I need to open an account under a one month tourist visa.

What are Thai bank fees in general, also? You may also need a letter from your embassy verifying your status; it depends on the bank.

Have a read through the comments and the experiences of other readers. Thai bank fees vary: Generally, the interest rates are non-existent; certainly on current accounts standard withdrawal accounts.

Hi all, i will be traveling to Thailand in January, and travel a lot to Bangkok, need to open a bank account on tourist visa.

Please advise, guide which bank is better and easy to open Bank account. I do not have any property or rental agreement in Thailand.

Please guide in which bank to open account. No other requirement where mentioned. I have a Kasikorn account in Patong, a condo and a fractional ownership.

I have a Thai drivers license and a 12 month rental agreement in Ubon. Kasikorn and Siam banks would not let me open an account in Ubon unless I was married or had a work permit.

I am 71 and retired. If you have a Kasikorn account in Patong, why do you need another in Ubon? You can still bank there. There are some things you would be required to go back to the original branch for, such as getting bank letters or closing the account, but you can still do regular banking elsewhere.

If you need to, talk to the manager about having the account officially transferred there; the rules may have changed. In terms of opening an account with another bank, try Bangkok Bank - take all your documentation with you.

I want to open an account in Ubon as live there now. If I need to withdraw money or deposit money to my Patong account living in Ubon there are significant charges.

I will pursue with Kasikorn, Bangkok and try other banks. That certainly used to be the case. Ciao Christian, ti posso contattare in privato per una consulenza?

Easily opened an account at Kuung Thai in Sattahip. Most importantly they seemed the be aware from the onset that Immigration is now requiring foreigners to have bank accounts, and were very helpful.

Is it possible Immigration could have actually done something right and advised banks that embassy letters will be a thing of the past and that all foreigners will need Thai bank accounts to prove their income?

Cheers for the update. Good to hear you got an account very easily. Thanks for all the great info here! They issued an ATM Card on the spot for a baht fee.

The monthly maintenance fee is waived if you maintain baht balance, and there are no ATM fees for withdrawal at any bank in Thailand. Hope this helps others!

Two easy-open stories in one week from banks other that K-Bank and Bangkok Bank. Things seem to be getting easier all round.

Hi Ed was this for a savings account or cheque account. In the 1st Central Chidlom they said I would need manager approval but they had no manager.

At 2nd Central World Siam they said bank manager would not approve so no account. First, the website says the cards will be valid "until" That should read "through" So no rush on swapping out your debit cards.

Of course, this is probably all subject to change without notice and policies may vary by branch: So I have at least another year then, and after that hopefully I can get a Mastercard!

I went to Krung Thai bank. Kiss my ass, I thought. I moved on to Kasikorn; same there. So went to Bangkok Bank. All I had was a tourist visa and my passport.

I put Baht in an account and woohoo! I got a bank account. This is in Isaan though. Has anyone found a bank in Thailand that will allow you to open an account without a O-A Visa.

I find it a Catch Hi Thomas, Have a read through the comments. Many people were able to open a bank account with just a tourist visa or visa waiver entry.

Bangkok Bank seems to be the most farang friendly but other banks have opened accounts on tourist entries too. If you have Baht you most likely could prove a 65, Baht monthly income then open the bank account.

Living in the UK but will be regular holidaying in Thailand. Need a bank account. You can probably get an account on a tourist visa next time you visit.

Read through the experiences of other readers; plenty of people have done this. Bangkok Bank is a good bet.

This was my situation when I opened my account at Bangkok Bank. Card or house book to vouch for you. When you read through the comments note which branches are favorable as the branches are run as little fiefdoms where manager have the ability to apply or ignore rules as they see fit.

I opened mine at Siam Paragon branch and had zero issues. I would like to open an account in the UK. Bangkok Bank has a branch in London. It has limited connection with the Banks in Thailand though.

You have to open your account in Thailand and then you can access the few retail services they provide. And all was good until they stopped the Visa ATM card.

And replaced it with the B1st union pay card. Works ok in Thailand but very difficult to use in other countrie to access you your money via ATM.

You can deposit directly to your account through any BKK overseas branch. Check out the Transferwise post TTL has. More info on that here: This might be moderately off-topic but has anyone used or experimented with any of the mobile payments systems in Thailand?

If so what kind of benefits or downsides did you find? Are there vendors that are accepting this yet? My manager just told me that he didnt need to show any such thing.

Can anyone give any advice on how to avoid giving the deposit? Citibank can be a pain. I tried to open an account there in Asok many years back.

Sounds like a fob off to me. Call their head office and ask for the requirements over the phone. Take the name of the person you speak to and log the time, date, etc.

Hi all, following the advice of someone else I did the following: Went to a BBL branch and opened a bank account. They ask for a Thai friend. Had to insist a bit.

No online banking Day 2: Went back to the same branch and asked for online banking again, they made me fill forms and said they were going to send me some info in days.

At the same branch, I asked for a statement, they said no. They said I need to have the account for 6 month to get a statement Day 3: I deposited bath and went to another branch and got a statement Day 4: I went to citibank, told them a nice story, proved my address with my BBL statement and insisted they open me a CITI priority account 1m bath deposit.

Now note the following: So you just transfer 35k usd from your citi account oversees no fee, no money lost in FX convertion.

Yes, of course, if you are citigold already, it will be easier. So the more you deposit, the more likely they will open the account.

I was try to open bank today in koh chang, krungthai and bangkok bank, with tourist visa, but they refused, i need letter from my embassy, any advise for me?

Only Krungsri branch in white sand beach offered me an account. Heem, let me try to go there tomorrow, i hope i can open there in krungsri, if not i can go to bangkok req some letter from my Embassy.

Saved me some time and hassle. Have been given so many different versions. Glad you found the information useful. Best of luck getting a Thai bank account.

Sounds like a bit of a performance. Maybe try a K-Bank or a Bangkok Bank. All I can say is HA! I am married to a thai.

Have a Ltd company in Thailand with my wife, am on a category B, business visa and even though I am presently with Bangkok bank, I thought it any benefit me to get an account to use for my Business with SCB Because the bank say you must have a work permit And she walked away with no answer?

I have SCB bank savings account with Master cards and i use till now. But Last 2 months i have lost my passport and renewed once.

And Do i need to notify the SCB bank for my new passport or just i leave it along. What is the best ways please help for this bank account is my main use here.

I was able to open a savings account with Kasikorn Bank in Patong with passport and retirement visa. This included a visa card which I have since used to purchase goods on the internet.

Only thing was I had to purchase 1 year world wide accident insurance at baht. Thanks for the update. You will have to pay various transfer fees to the sending and receiving banks.

However, The Bank of Thailand does require a reason for the money to be leaving Thailand and supporting documentation. You should check with your bank about sending money out of the country and what their policies and fees are.

I was in Pattaya in April as a tourist on a visa exempt stay. So I decided to try my luck with opening a bank account: I dressed up a bit and visited the local Bangkok Bank branch.

I showed my passport and to my big surprise was not asked about anything else. The lady opening my account asked where I was staying and gave the name of my hotel.

I was asked to deposit a minimum amount which was Baht. Internet and mobile banking were set up at the same time and work perfectly.

I was given a booklet which bring back fond memories and a Union Pay card. The whole procedure lasted 30 minutes. What bank did you open your account?

Need to find a bank. I live in Chiang Mai and I am on a study visa. I just tried to open an account with both Kasikorn and SCB.

Both will allow me to open an account on a study visa, but both require a certificate from my school to prove that I am studying with them apparently a govt issued visa is not proof enough.

Both also require proof of address. You might choose to try a different branch of the same bank; often the rules differ.

I got the certificate emailed and Kasikorn got me all set up. They also required 10k baht to open the account. I explained I have a non-immigrant B multiple entry visa and Thai government permits opening of a bank account as per the new regulations.

She refused to hear me, since I do not have a work permit. They refused without a work permit. I requested to see the manger.

Showed the manager my Non-immigrant B multiple entry visa in my USA passport and said I am entitled to open a bank account based on my non-immigrant B-Visa and work permit is not required.

Manager asked where I live. I stated I live in an apartment. She wanted to see proof off my residence at Thailand.

I show a copy of my apartment lease contract for 6 month period. I indicted, I will be back in 30 min with the original lease.

Returned to the bank with the original lease contract from the apartment. They asked if I wanted an on-line and mobile banking facilities too.

I gave them my telephone number and they download the mobile app and my mobile app was set up. They took my email and set up my on-line banking.

All this process took about min. After I gave an initial cash deposit of THB, I received my account book, Visa Debit card and mobile app and online banking system.

The mobile app work great with all features. Mobile app and Visa card works great here. Image goes a long way in ASIA.. Nice one for the report.

Bank of Ayudhya Krungsri looks like a good additional option to Bangkok Bank. Can you use your Visa card as a debit card in other countries? Hi guys,Just thought I would leave my two cents, since I managed to open an account without any hassle after reading this guide.

I decided for Bangkok Bank since it seemed the easiest after reading comments. I come to Bangkok every month for work trips so I am on a tourist visa always.

Got my Statutory Declaration signed and stamped. Went to Bangkok Bank in Emquartier shopping mall with only my passport and statutory declaration.

The staff there spoke fairly decent English so I was out with my newly opened savings account and Be1st Rabbit debit card in around 30 minutes.

No hassle at all. Thanks for reporting your experience. I have the same debit card. You can also use online banking.

The staff at the same branch can set this up for you. Online setup was also surprisingly easy. Had my online banking and sms notifications setup in about 10 mins in the taxi on the way to the office.

All in all a good experience, considering some of the hectic stories I read on other forums. The lady who issued my account walked me to the ATM and set it up for me.

True, but I was walked through it and shown all the functions, etc. After I got my initial deposit completed the only thing they showed me was the door!

In full disclosure they did take the time to set up my ATM user info. They just neglected to mention and I to ask anything about online access. Bangkok bank Be 1st valued customer And at the moment it is impossible to get a debit card of any use at all from the likes of Bangkok bank as they have no Visa or Mastercard provider, the only card you can get is a Union pay which virtually nobody takes in any part of the world including Thailand and that also has your name on it as Be 1st valued customer so unless your name happens to be Be 1st Valued customer and your Flight provider takes Union Pay???

My Be1st Rabbit card is Visa and has my name on it. Expires in a bit less than 4 years. I know there are several versions of the card out there but I also know people who have been given the UnionPay card and went back in and got a Visa with no problem.

This contradicts what Darren said. Can anyone fully confirm, or I will have to pop in and ask. Sadly I left my B1st debit visa in an atm and had to get it replaced.

I can confirm that Bangkok bank no longer issues debit Visa cards only union pay which is useless. Have only been able to use it a handful of times in Bangkok.

Determined NOT to lose mine. If you are lucky enough to still have a visa or MasterCard before they lost it And Bangkok bank have no information if or when they are going to get another provider.

That also is a reason for it being quite easy to open an account with them at the moment Wow, I better not lose mine. That sucks about renewal though.

How ridiculous that they no longer have a provider. I assume Thais are in the same boat? This is weird, though.

BKK Bank is still offering Visa credit cards. The card they gave me is nameless and is Union Pay. So far it serves my purpose though as I only require it to withdraw money and pay for some shopping locally no one rejected the Union Pay so far Staying tuned in to this topic.

I have the same problem. I have been with them for 14 years. I had the B1st debit card with the visa sign on it. And it worked ok in Thailand and overseas.

But since they changed to Union Pay I have had nothing but trouble with it. I asked them if they could issue me the old visa card and was told no.

I even threatened to close the account. From the BBK website: Looks like its curtains for me sometime in then. Thanks for the heads up.

Hi,I will be purchasing a condo in Thailand in the coming months but the condo is not yet built. Does anyone know if the contract for purchase will be helpful in opening a Thai bank account?

Owning a condo makes absolutely no difference in opening a Thai bank account. Proof of address has to be from the Thai immigration office and can be purely a letter from the hotel you are staying at.

I found Bangkok bank is good for opening an account, find a main branch, ask to open an account and also a FCD foreign currency deposit account then you can transfer money in your own country currency and do a simple exchange when the rates are favourable and they can both be linked via online banking.

And if when you ask that question you get the reply, No cannot, just go to another branch or the same branch the next day and ask the same person and they will probably be in a different mood and say,,, Yes, can!

Thanks for the info. Will keep you all posted. I have tried various banks to open up a bank account. They have all said no can not do. Where are you based?

Perhaps someone in that area knows of a good branch. I needed to show: You need to show a statement from the owner of the place where you stay to get this Proof of Residency.

I received my Bank Passbook almost immediately accompanied by a Debit Card that I could use that instant. Absolutely NO problems or hassles.

I remember seeing a webpage where a lady offered a service for openig bank accounts without any issues It seems to be a rule in Thailand with thai banks that even though they are of the same name and in the same banking group that there is 1 rule at 1 branch and 1 rule at another.

I have been in 1 branch of Bangkok bank in pattaya that 1 day I asked for a specific service and was told Mai mi No have cannot and then you can go ask the same person 2 days later and they say yes I think it depends on there mood or if they can be bothered.

I have opened 2 accounts with Bangkok bank, 1 in Bangkok and then after a problem with an atm card, a further account in pattaya.

I was able to open an account with Kasikorn Bank at Central World in Bangkok with an ED visa and a letter from the language school, along with my passport.

Minimum deposit Baht, plus a charge of for a debit card. With the debit card details, I was able to register for their online banking app, from which you can e.

I tried 2 other branches before this. I was turned away at the door at Silom Complex by Sala Daeng no work permit. At the Siam Paragon branch, after much discussion among the staff, they said I could open an account with an ED visa, but only if my visa had three months left before it expired "special rule for language school, would be one month for university" and a 10k deposit.

Clearly just making it up on the spot! I came back two days later, and fortunately was served by that same lady. Filled in my details, and left about 20 mins later with an account and debit card: Only a 30 day tourist visa as well but did get a lot of help from girlfriend and her house as my address in Thailand.

No visa debit though, union pay. I have family in Bangkok on retirement visa, wondering if I can run the same argument. If you can get on the House Book for your family that should constitute proof of address.

If you have a Thai friend, Bangkok Bank has a standard form letter that they can sign saying you live at their address.

Might work the same with your family, too. I hold dual nationalities both in Hong Kong and UK. It looks like that I can retire in Phuket as long as I stay no more than 30 days every time with my Hong Kong passport.

Can I just come to Thailand to open bank account, debit card and internet banking? It look like that Hong Kong passport holders do not need to apply for retirement visa in Thailand.

Hi Colin, If there is no debit card or Union Pay, how can I pay for living expenses in Thailand like super markets and shopping, etc?

I opened savings account at Bangkok bank today. Got also ATM debit card and internet banking. All I needed was my passport and my work permit.

No letter from embassy or certificate of residence was required. So, I straightaway said yes. It seems that Malaysians have the option to get it while other foreigners need to present their work permit and apartment lease.

Hi Jeremy, can I know which branch you visit in Thailand? Works not in all countries Bangkok bank is an easy bank to open an account and it depends on the branch if they supply a visa debit card or union card so beware and ask first BUT, Thai bank are not like banks through out the world, if you open an account at Bangkok bank in Bangkok and you have a problem in another town i.

Also, beware of joint bank accounts, the rules around them are even more ridiculous, I have a joint bank account with my fiance at Bangkok bank Pattaya klang that we use for business and the atm machine ate her card, she went to the bank to get a replacement card and they said I have to trek to Thailand and be with her for them to issue a new card I have a Visa debit card but I am wondering weather when it expires they will try to give me a union pay card instead.

Thank you for great informations! I want to open an account in Thailand. Is it possible if: Thank you very much! A lot of great information.

However I have a question that maybe you or one of your followers can answer. I am finally going to make the Retirement move to Thailand this Sept after visiting monthly for the past few years.

I do not really want to open a Thai Bank Account. If I raise the daily withdrawal amount allowed on my ATM. So that it covers my monthly rent.

Do I really need to open a Thai Bank Account? Do you think that would be enough. It should cover the 1st month rent plus 2 month deposit.

Any info that you or your followers can provide would be greatly appreciated. How much is your rental budget? A Thai bank account is useful for avoiding fees that foreign banks charge to use cards abroad.

You can just transfer from your bank to the Thai account via Transferwise, the cheapest way to transfer online, surely you should save a few bucks that way.

Or you could just get a Caxton FX Card which is a pre-paid mastercard. It costs nothing to top up and you only pay the Thai Atm fee. Getting a Thai banking app is also useful as many condos prefer online transfers to paying rent in cash.

Easiest bank to get Thai account is Krungsri, but you will need to get your rental contract first as they want to show you reside in Thailand. The ATM kills you on the fees and they also kill you on the exchange rate.

Doing any kind of business in Thailand is going to require an account too. As Pat says the rental will be one.

Which is an awful lot of wiggle room. The other issue is what visa you are planning on entering with. Any of the banks will work but be aware that requirements will vary by branch.

Thanks James for the information. I greatly appreciate it. My reasons are nothing complicated really for not wanting to open a Thai Bank Account.

Or, having to do with money U. While living in Germany it was easy. I simply paid the rent to my German Landlord by transferring the rent from my U.

Account to the Landlords personal Account. No additional Bank Accounts needed. As I was going to make one withdrawal a month to cover my monthly expenses.

This is what I did when I visited Thailand on my vacations I use to visit once a year for a month prior to my Retirement. Hey Thomas, You could probably do the same thing for your rent using Transferwise.

I just hate paying bank fees and having a lot of cash lying about so went the local bank route. Using my US ATM card in Thailand ends up costing about four times more than the Transferwise fee plus getting screwed another percent or so on the conversion fee.

Once I started going more than once a year on vacation it hit the free-dinner-at-a-fairly-nice-restaurant level so I opened the local account.

I used the suggestions on this website to open a Bank Account in Thailand. I found information is not consistent between branches so go to multiple branches.

I received a bank book and debit card. Those days about 15 years ago they only need a local address and the my Thai girlfriend who is my wife now to ensured the local address is correct.

Subsequently, I also make a Fixed Deposit Account and Online banking without much problems and was very satisfied with the services. How someone can advise me which bank I can go to in Bangkok which have good services and interest rates especially for Fixed Deposit.

Try the Exchange Tower branch in Asoke. It seems that there are a lot of mixed feelings about opening a bank account there.

Some said that it was easy while others said that it was hard. Let us know how you get on. That was super easy then. It does seem like people have an easier ride when opening accounts in rural areas.

My under the counter visa agent needed to make my Kasikorn Saving, Visa, Debit card, 1,, Baht withdrawal, so they could deposit and withdraw for Retirement visa.

This was new to me, so went to Kasikorn bank, they spoke with visa agent, on mobile few clicks on bank computer, it was done. On picking up the visa, my account have not been touched this year.

It depends on who is the contact at immigration office, and if no soldiers visiting. I have had the account on and of since In the days when it was the Thai Farmers Bank.

In those days all you needed was a tourist visa and passport, name of Hotel, plus some cash. I opened an account with Bangkok Bank in Pattaya with the following three documents: Certificate of Residency 3.

Language school letterRead many useful information on this site, greatly appreciated. Bangkok bank now only issues UnionPay debit cards.

No more Visa debit cards. I have found only big department stores like Central and The Mall accept the UnionPay cards without problem.

Anyone know if TMB will give foreigner Savings account and debit card? Sawadee-ka, I just opened a regular savings account with Bangkok Bank at the branch in Chai Prakan, in the province of Chiang Mai about 3 hours from the city.

I happen to be here, not sure if info on this branch would be helpful to anyone else. I had my passport and id card from home. They also made a copy of my latest entry which was without visa for 30 days as a tourist.

They did ask for a locally registered address which I got from my friend who I stay with, so his id with address was needed.

One of the staff spoke English and talked me through the whole process, including setting up the ibanking and meaning app which I downloaded on the spot.

The fee is baht per year for the account and baht for opening the count. I was issued a passbook and Be1st Atm card on the spot, that comes with some kind of accident insurance, not a lot of coverage, but a little perk I hope will not be used.

Sounds like a helpful branch. Still, you got it sorted quickly. My husband and I both got a Krungthai and Krungsri savings account.

We just presented our passports and work permits. Krungsri on the other hand just let us have the Debit Card with just baht deposit but there is no insurance for this and we got deducted like 19baht monthly, I will still talk with the bank one of these days regarding this deduction.

I found this webpage useful so I thought I give back and share my experience. I have a Thailand Elite visa. Debit card and online banking. I showed them my passport and resident certificate provided for 20 baht from my condo.

Hope this helps others. Thanks for reporting back Alex. I would have thought the Elite Visa would have opened banking doors immediately.

Do the Elite company not recommend a "friendly bank" for Elite clients? For those wondering what the Elite Visa is, please see here: You get a whole bunch of perks no fees etc.

Thanks for all your work. Ah, I see - thanks for the information. I already have a BKK account with Union Pay debit card which is useless as cannot use to purchase online.

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